| Cover | 1 |
| Corporate Profile | 3 |
| Business Segments | 4 |
| Our Business | 6 |
| Chairman's Message | 10 |
| The Board of Directors | 12 |
| Executive Officers | 15 |
| Financial Highlights | 16 |
| Operations and Financial Review | 17 |
| Corporate Social Responsibility | 19 |
| Awards and Certifications | 21 |
| Corporate Information | 22 |
| Report on Corporate Governance | 23 |
| Financial Report | 42 |
| Statistics of Shareholdings | 118 |
| Notice of Annual General Meeting | 121 |
| Proxy Form | 127 |